Banking Services

INCOMING WIRE TRANSFERS

The following are instructions for money being wired to your account at Crossroads Bank or to one of their branch offices.

Domestic Wires:

Receiver Bank:

TIB Independent Bankers Bank

11701 Luna Road

Farmers Branch, TX 75234

Receiver Bank ABA/Routing #: 111-010-170

Beneficiary Bank:

Crossroads Bank, Yoakum

406 West Grand Avenue

Yoakum TX 77975

Beneficiary Bank ABA/Routing #: 114-917-924

Beneficiary Bank Account #: 114-917-924

Final Credit will be the following:

Beneficiary Name: (Customer Name)

Account Number:

Amount:

Any questions, please call Yoakum Wire Department at 361-293-7455.

WE DO NOT ACCEPT INCOMING OR OUTGOING WIRES FOR NON-CUSTOMERS.

DIRECT DEPOSIT

Waiting for your check in the mail or wondering where it might be? Enjoy the security and worry-free convenience of direct deposit. With direct deposit, your checking or savings account will be credit automatically, so you can be sure your funds will be there when you need it! Call our new accounts departments for more information.

SAFER. EASIER.

To set up direct deposit for your Social Security check or SSI check, sign up with GO Direct by calling 1-800-333-1795 or visit www.godirect.org .


NIGHT DEPOSITORY

Make a deposit, loan payments or drop off important papers any time-day or night-with our convenient, secure night depository located at our main office or at one of our branch locations.


AUTOMATIC TRANSFERS

We can help you save by automatically transferring a pre-determined amount of money from your checking to your savings account on a monthly basis. You may also use this feature for overdraft protection. Simply set up your savings account as a transfer account to your checking and if you accidentally overdraw your account, increments of $50 will be transferred to cover the overdraft amount. You may also use this service to make your loan payments each month.


ACCOUNT ACTIVITY PRINTOUTS

For a small fee, get a printout of all deposits and withdrawals from your account at any time without having to wait for your next scheduled statement. Simply stop by and ask for an account activity printout.


CASHIERS CHECKS

Use a cashier’s check on occasions when a check will not be accepted.

As a customer you may use a cashier's check instead of a personal check to guarantee that your funds for payment are available. A cashier's check is secured because the amount of the check must first be deposited by the individual into the issuing institution's own account. The person or entity to whom the check is made out is then guaranteed to receive the money when cashing the check.


SAFE DEPOSIT BOXES

Rent a safe deposit box to help protect valuables such as jewelry, family treasures, important documents against fire, theft and other disasters. Safe deposit boxes are located at our home office and branch location. Size and availability may vary at each location.

** Safe deposit boxes not available at our Victoria branch location