Financial Tips

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How To Build An Emergency Fund

Saving just a few dollars a day, like the cost of a cup of coffee, can quickly add up! Start building your emergency fund with Crossroads Bank today. Unexpected events happen. Be prepared, and trade that daily brew for peace of mind tomorrow. A good goal for your emergency fund is 3 to 6 months of living expenses.

Pay Yourself First

It's not about being selfish, its about being smart. By settings aside a small amount of money your savings each pay day, it can make a huge difference in your monthly savings. An amount as small as 10% can build up over time!

50/30/20 Budgeting Rule

The 50/30/20 rule splits income into 50% for essentials like rent and food, 30% for personal desires such as entertainment, and 20% for savings or debt. It's a simple budgeting guide to balance living today with financial security for tomorrow.

Banking for Kids

Did you know kids can have a bank account too? Open an account for just $50 and help your kids learn healthy money habits. Kids can start learning these habits as early as 7 years old and financial experts agree that early exposure to budgeting leads to a prosperous future. Help grow your kids future at Crossroads Bank. Experience the future of banking.

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