Savings

There are many great reasons to save money such as an emergency fund, vacation, down payment for a home or for your next vehicle. Let us help you reach your savings goals!

Hometown Savings
  • $50 minimum opening deposit
  • $100 minimum daily balance.
  • $5.00 quarterly service charge if minimum daily balance is not maintained.*
  • Quarterly statements provided.
  • Interest accrues daily and paid quarterly.
  • Excessive withdrawals over six (6), during a calendar quarter, made in person or by means of automatic or telephone transfer agreements will be assessed a $2 per item fee.
  • Free On-line Banking or 24-hour Tele-bank line.
  • Free ATM card. 


For more information on our Savings account, please contact one of our new account representatives.

*The minimum balance fee may be "waived" if you are a full-time student or if you are over 62 years of age.

 

Tiered rate Money Market Investors Account

Crossroads Bank offers you a great rate with the flexibility of limited check writing. The higher your balance the more interest you earn with our Tiered rate Money Market Account.

  • $100.00 minimum opening deposit.
  • $1,000 minimum daily balance or an average daily balance of $1500 during a monthly statement cycle.
  • $10 monthly service charge if daily balance requirement is not maintained.
  • Limited to Six (6) transfers from account by means of check, pre-authorized, automatic transfers, telephone, electronic banking or third party transfers.
  • $10 per item fee for excessive withdrawals or transfers.
  • Transfers and withdrawals made in person, or at an ATM are unlimited.
  • Free On-line Banking or 24-hour Tele-Bank line.
  • Earns interest based on the following tiers:

-$1,000 to $49,999.99
-$50,000 to 99,999.99
-$100,000 to 99,999,999.99